Risico's Agricultural Workers' Compensation Insurance Program

Risico has partnered with AmTrust Financial Services (rated “A-” [Excellent] with a Financial Size of “XV” by AM Best) to provide a competitive Workers’ Compensation insurance market to the agricultural industry. Our expertise, experience and focus allow us to offer complete underwriting, claims and loss control solutions for complex agricultural risks.

Our program appetite is summarized in our documents below.

Risico Advantage CA Risico Advantage (Non CA)

For more than a quarter-century, Risico has been a leading Managing General Agency (MGA) in California‘s workers’ compensation insurance market. Our Fresno-based team offers decades of experience and expertise to the state‘s leading agricultural businesses. Risico is expanding its scope and is currently licensed in 36 States.

Licensed States

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
District of Columbia
Florida
Georgia

Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Maryland
Michigan
Minnesota

Mississippi
Missouri
Nebraska
Nevada
New Hampshire
New Jersey
New York
North Carolina
Oklahoma

Oregon
Pennsylvania
South Carolina
South Dakota
Tennessee
Texas
Vermont
Virginia
Wisconsin

Workers' Compensation Eligible Class Codes

The following governing classifications are eligible for the program. Other class codes may be considered if incidental, but referral is required. For the purposes of eligibility, “incidental” shall be no more than 20% of the overall operation.

Eligible Class Codes in California

0005	Nurseries – propagation and cultivation
0016	Orchards – citrus and deciduous fruits
0034	Poultry Raising \| Egg Production and Sheep \| Hogs
0035	Florists – cultivating and gardening
0036	Dairy Farms
0038	Stock Farms and Feed Yards
0040	Vineyards
0041	Potato Crops
0044	Cotton Farms
0045	Orchards – Nut Crops
0050	Farm Machinery Operation
0079	Strawberry & Bush Berry Crops
0096	Nut Hulling, Shelling or Processing
0171	Field Crops
0172	Truck Farms
2063	Creameries and Dairy Products Manufacturing
2081	Butchering and Stockyards
2102	Fruit or Vegetable Evaporation or Dehydrating
2107	Fruit – fresh fruit packing and handling
2108	Fruit – Citrus Fruit Packing and Handling
2109	Fruit – Dried Fruit Packing and Handling
2123	Fruit \| Vegetable Processing – Fresh
2142	Wineries
6504	Food Products Manufacturing \| Processing
7219	Trucking Firms
8017	Stores – Retail
8116	Farm Machinery Dealers
8117	Stores – feed, tack and farm supplies
8209	Vegetables – fresh vegetable and tomato packing and handling
8291	Warehouses – cold storage
8742	Outside Sales
8810	Clerical
8871	Clerical Telecommuter Employees

With over 50 years’ combined experience, we have one of the most knowledgeable loss control teams in the industry.

Our bilingual loss control professionals can inspect and evaluate facilities, equipment and operations to identify hazards or behaviors that may give rise to claims, and then assist in developing a program to help mitigate or eliminate those exposures.

Ultimately, we understand that the best way to protect your bottom line is to control losses by preventing them before they happen.

We specialize in the adjustment of Workers’ Compensation claims in California for the agriculture industry.

Our effective claims management services begin with a qualified, experienced and bilingual staff making the best decisions, early and consistently, to quickly close claims at the lowest possible cost. Through our efficiency and effectiveness, we are able to maximize savings and generate industry-leading results.

We invite you to download our Agriculture Policyholder Claims Welcome Kit.

DOWNLOAD WELCOME KIT

Risico's Agricultural Workers' Compensation Insurance Program

Program Territory Is Growing

Licensed States

Loss Control

Claims Management

Risico Total Managed Care